Pacific Commerce Bank

Financial Reports

Financial Highlights
As of SEPT 30, 2010

(in thousands)
Balance Sheet (unaudited)  
09/30/2010 09/30/2009 % Change
Total Assets$182,000$193,000-5.9%
Total Investments $32,000$30,0007.5%
Gross Loans$142,000$149,00-4.9%
Total Deposits$159,000 $168,000-5.7%
Total Borrowings$3,500$5,000-30.0%
Total Stockholders' Equity$18,900 $19,300-2.0%
Non-performing assets$6,200$7,300-14.5%
Non-performing assets/ Total Assets3.42%3.76%-9.1%

 

(in thousands)

Statement of Operations (unaudited)
For the Nine Months
Ended SEPT 30,
20102009% Change
Total Interest Income$6,255$6,662-6%
Total Interest Expense9141,676-45%
Net Interest Income5,3414,9867%
Non-Interest Income1,05172545%
Total Income6,3925,71112%
Non-Interest Expense4,7774,4348%
Income Before Loan Loss Provision, Stock Options and Income Tax Expenses1,6151,27726%
Provision for Loan Losses1,0001,180-15%
Stock Option Expense7298-27%
Income Tax Expense / (Benefit)116(195)159%
Net Income$427$194120%

 

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