Pacific Commerce Bank

Privacy Policy
Rev. January 2014
FACTSWHAT DOES PACIFIC COMMERCE BANK DO WITH YOUR PERSONAL INFORMATION?
 
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
 
What?The types of personal information we collect and share depend on the product or service you have with us.
The information can include:
  • Social Security number and income
  • Account balances and payment history.
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
 
How?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; and if Pacific Commerce Bank chooses to share; and whether you can limit this sharing.
 
Reasons We can Share your Personal InformationDoes Pacific Commerce Bank Share?Can you Limit this Sharing?
For our everyday business purposes -
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
YesNo
For our marketing purposes -
To offer our products and services to you.
YesNo
For joint marketing with other financial companies -
 
NoNo
For our affiliates' everyday business purposes -
Information about your transactions and experiences.
NoNo
For our affiliates' everyday business purposes -
Information about your creditworthiness.
NoNo
For nonaffiliates to market to you -
 
NoNo
 
Question?Please call at 213-617-0082 or go to www.PacificCommerceBank.com
 
Who We Are
Who is providing this notice?Pacific Commerce Bank
 
What We Do
How does Pacific Commerce Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Pacific Commerce Bank collect my personal information?We collect your personal information, for example, when you
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the rights to limit only
  • Sharing for affiliates' everyday business purposes
    -information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
 
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • None
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • None
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services for you.
  • None
 
Other Important Information
CA ResidentsWe will not disclose information we collect to non-affiliated companies that perform marketing services on our behalf or with whom we have joint marketing agreements without your consent. We do not collect non-public personal information on our website.
 
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