Pacific Commerce Bank

Personal Savings, CDs & IRAs

Account Type

Opening Balance Minimum Balance Requirements Monthly Service Charge
Pacific Regular Savings$50 $300 average collected balance $5 

  • Low Opening Balance - $50
  • Monthly Maintenance Fee - $5 (Waived if account maintains $300 average collected balance.)
  • 3 withdrawals per month
  • $2 per withdrawal over 3
 
Pacific Money Market$2,500 $2,500 average collected balance $5 

  • Tiered Interest with limited check writing.
  • Opening Balance - $2,500.
  • Monthly Maintenance Fee - $5 (Waived if account maintains $2,500 average collected balance.)
  • 6 transfers per statement cycle, no more than 3 of which may be checks.
  • $10 charge for exceeding either one of these limits.
 
Pacific Plus$10,000 $10,000 average collected balance $10 

  • Higher Interest
  • Tiered Interest with limited check writing.
  • Opening Balance - $10,000
  • Monthly Maintenance Fee - $10 (Waived if account maintains $10,000 average collected balance.)
  • 3 withdrawals per statement cycle.
  • $10 charge per withdrawal in excess of limits.
 
Time CD less than $100,000$500 NA None 

  • Opening Balance - $500
  • 14 days to 60 months
  • Penalty for early withdrawal
 
Time CD greater than $100,000$100,000 NA None 

  • Opening Balance - $100,000
  • 14 days to 60 months
  • Penalty for early withdrawal
 

 

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