Credit Reports

If you want to order your credit reports online, you are entitled to one free credit report each year from each of the three credit bureaus -- Experian, Equifax and Trans Union.


The contact information for the three major credit reporting agencies (or credit bureaus) is below. When you contact them, you must have specific information handy so that they can verify your identity. Note that these agencies have a duty to make sure that the person requesting a copy of his or her credit report is indeed that person and not an unauthorized party. Therefore, if the information they have on file about you does not match the information you provide to them, there will be a delay in obtaining your report, or they might deny your request altogether.


The three credit bureaus have set up a website so you can easily order your credit reports online:

*Note that the free credit report does not include your FICO score.
*Refer to website for Terms of use

 

Experian
P. O. Box 4500
Allen, TX 75013
888-397-3742


Equifax Credit Information Services, Inc.
P. O. Box 740241
Atlanta, GA 30374-0241 
800-685-1111


Trans Union
P. O. Box 1000
Chester, PA 19022 
800-888-4213